VeroSpend — Plan every payday, hit every goal
The money app for the way income actually works — irregular, multi-source, sometimes shared. Built for creators, freelancers, founders, and dual-income households who want to stop wondering where the paycheck went.
VeroSpend
Finance · Built by QnSub Tech · iOS
Built Around How You Actually Earn
Most finance apps assume a single, fixed paycheck. VeroSpend assumes life — multiple income sources, irregular timing, shared expenses, and goals that move.
Salary Visualizer
Turn your monthly net into an allocation plan in seconds. Fixed-amount or proportional buckets, monthly or yearly bills, distribute-across-the-year, and a 12-month projection chart of your biggest expenses.
Goals With Momentum
Set a target, a deadline, and a photo of what you're saving for. Color-coded progress, deadline countdowns, milestones, auto-contributions, and round-ups all in one place.
Household & Joint Accounts
Separate profiles for each person. Joint accounts that appear in both ledgers, no double-counting. Switch profiles in a tap, or view Over All for the combined picture.
Net Worth & Real Estate
Track checking, savings, credit, loans, real estate, and other assets in one place. Real estate is first-class — rental income and mortgages roll into your net worth correctly.
Debt Payoff
Avalanche or snowball — see a projected debt-free date and watch the timeline shrink with every payment. Loans, installments, and BNPL projected as pending transactions you mark as paid in a tap.
Voice & Receipts
Add transactions by voice with on-device speech recognition. Snap a receipt and the camera fills the amount and merchant. Pin the Net Worth, Goals, and Cash Flow widgets to your home screen.
Everything Stays on Your Phone
No accounts. No analytics SDKs. No ad SDKs. No server. Uninstall and it's gone.
All accounts, transactions, goals, and profile data are stored locally on your device via Apple's SwiftData. Camera, Microphone, Location, and Face ID prompts only appear when you use a feature that needs them, and the data never leaves the device through VeroSpend itself.
Read the Privacy PolicyMoney planning that respects your time.
VeroSpend is available on the App Store. Built by QnSub Tech.
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