VeroSpend — Plan every payday, hit every goal
The money app for the way income actually works — irregular, multi-source, sometimes shared. Built for creators, freelancers, founders, and dual-income households who want to stop wondering where the paycheck went.
VeroSpend
Finance · Built by QnSub Tech · iOS
Built Around How You Actually Earn
Most finance apps assume a single, fixed paycheck. VeroSpend assumes life — multiple income sources, irregular timing, shared expenses, and goals that move.
Salary Visualizer
Turn your monthly net into an allocation plan in seconds. Fixed-amount or proportional buckets, monthly or yearly bills, distribute-across-the-year, and a 12-month projection chart of your biggest expenses.
Goals With Momentum
Set a target, a deadline, and a photo of what you're saving for. Color-coded progress, deadline countdowns, milestones, auto-contributions, and round-ups all in one place.
Household & Joint Accounts
Separate profiles for each person. Joint accounts that appear in both ledgers, no double-counting. Switch profiles in a tap, or view Over All for the combined picture.
Net Worth & Real Estate
Track checking, savings, credit, loans, real estate, and other assets in one place. Real estate is first-class — rental income and mortgages roll into your net worth correctly.
Debt Payoff
Avalanche or snowball — see a projected debt-free date and watch the timeline shrink with every payment. Loans, installments, and BNPL projected as pending transactions you mark as paid in a tap.
Voice & Receipts
Speak to Vero to send a transcript to AI Chat, or scan a receipt and review the recognized text before cloud analysis. Image pixels are not uploaded for AI analysis. Photos attached to records can sync with end-to-end encryption if you enable Cloud sync. Review scanned entries before saving them to your tracker.
Your Records, With Clear Privacy Choices
Local financial records, optional encrypted device sync, cloud AI, and a secure online credit wallet.
Your saved tracker records stay on your device unless you choose to export, share, or enable encrypted Cloud sync. A private sync code connects finances, receipt attachments, completed chats, and a shared credit wallet across iPhone, iPad, and Mac. After separate cloud AI consent, AI processes your questions, financial summaries, relevant conversation context, or reviewed document text. The backend stores credit balances and verified purchase identifiers. You can disconnect sync, delete the encrypted cloud copy, turn off cloud AI, clear chat history, and request wallet deletion; the policy explains what each choice removes.
Read the Privacy PolicyMoney planning that respects your time.
VeroSpend is available on the App Store. Built by QnSub Tech.
About VeroSpend
Plan each payday with VeroSpend. Track budgets, recurring bills, savings goals, accounts, and debt-payoff plans in a private iPhone money organizer.
- Available for
- iPhone
- Requires
- iOS 17.0 or later
- US App Store download
- US$1.99
Download price checked . Regional prices and optional in-app purchases may vary. Check the App Store for the current price.
View VeroSpend on the App StoreCommon questions
Can VeroSpend plan a budget around irregular income?
Yes. Its payday planning tools divide income into fixed or proportional buckets, while budgets, recurring expenses, and goals help you see where each payment should go.
Does VeroSpend require a bank login?
VeroSpend is built around on-device records and does not require a custom account to start. You can organize accounts, transactions, goals, and household profiles inside the app.